Living Without a Home Base

Living without a fixed home is easy. Living without a home base, without your tax office, your bank, your insurer or your consulate stopping you one day, is a craft. This workbook shows British, American, Canadian, Australian and Irish travelers what still ties them to home, what having no residence really costs, and how to set up mail, license, accounts, health cover and family so every question has an answer.

Payment runs through Stripe. The guide arrives as a PDF at this address.

What the guide contains

• The five-country self-test: ten minutes to see whether the UK, the US, Canada, Australia or Ireland still treats you as resident, and which chapters matter for you.
• The UK ties worksheet: the statutory residence test turned into a fill-in sheet, with a worked example showing how your nights at your parents' house and your day count decide the result.
• Worked examples with real figures: the 330-day count for Americans, the 1% monthly TFSA charge, the 30% versus 15% withholding gap and the UK inheritance tax tail of up to ten years.
• The broker and account comparison by type: which kinds of account survive a life without a home base, and the order in which to move them.
• The annual routine calendar: every date in the year, from the April 6 start of the UK tax year to the June 15 US deadline and the April 30 Canadian one, as a checklist.
• The emergency file template: the form that lets your family act in hours rather than weeks if you fall ill or die abroad.